Terms and Conditions

📋 Open Source Software Agreement

This Open Source Software Agreement ("Agreement") governs your use of ISO8583Studio desktop application software ("Software"), which is free and open source software provided by AiCortex Solutions ("we," "us," or "our") under the Apache License 2.0.

🔑 Apache License 2.0 Grant

Open Source License

ISO8583Studio is distributed under the Apache License 2.0, which grants you the following rights:

• Use: Use the Software for any purpose, including commercial purposes
• Reproduce: Make unlimited copies of the Software
• Modify: Create derivative works based on the Software
• Distribute: Distribute original or modified versions of the Software
• Private Use: Use the Software privately without sharing your modifications
• Commercial Use: Use the Software in commercial environments and profit-generating activities
• Patent Grant: Receive patent rights from contributors for their contributions
• Sublicense: Grant sublicenses to third parties

Apache License 2.0 Key Features

License Requirements

When redistributing the Software, you must:

• Preserve Notices: Include the original Apache License 2.0 notice
• Include Copyright: Retain all copyright, patent, trademark, and attribution notices
• Include License: Provide a copy of the Apache License 2.0
• State Changes: Include a NOTICE file documenting significant changes you made
• No Trademark Use: Do not use the names, trademarks, or logos without permission

✅ Permitted Usage

As open source software under the Apache 2.0 License, you may use ISO8583Studio for any purpose, including:

Financial Transaction Processing

• ISO8583 Message Processing: Create, modify, parse, and analyze ISO8583 financial messages
• Gateway Configuration: Set up and manage payment gateways, switches, and transaction processors
• Protocol Support: Use TCP/IP, RS232, dial-up, and REST/SOAP protocols for financial communications
• Host Simulation: Simulate host systems for testing and development purposes
• Transaction Testing: Test transaction flows, message formats, and system integrations

Development and Modification

• Source Code Access: Access, read, and study the complete source code
• Modification Rights: Modify the software to meet your specific requirements
• Custom Features: Add new features and functionality as needed
• Integration Development: Create custom integrations with other systems
• Bug Fixes: Fix bugs and improve software stability
• Derivative Works: Create derivative works based on the original Software

Distribution and Commercial Use

• Commercial Operations: Use in production environments for profit-generating activities
• Redistribution: Distribute original or modified versions (with proper attribution and notices)
• Incorporation: Incorporate into other software products or services
• Selling: Sell software that includes or is based on ISO8583Studio
• Sublicensing: Grant sublicenses to third parties under the same terms

🚫 No Warranties or Guarantees

Apache License 2.0 Disclaimer

As open source software distributed under the Apache License 2.0, ISO8583Studio comes with absolutely no warranties:

• No Warranty of Functionality: No guarantee that the software will work for your specific needs
• No Warranty of Quality: No assurance of software quality, reliability, or performance
• No Warranty of Accuracy: No guarantee that calculations or processes will be accurate
• No Warranty of Security: No guarantee that the software is secure or free from vulnerabilities
• No Warranty of Compatibility: No guarantee of compatibility with your systems or environment
• No Warranty of Non-Infringement: No guarantee that use won't infringe third-party rights
• No Warranty of Title: No warranty regarding ownership or title to the software

Financial Transaction Processing

• No Transaction Guarantees: No warranty that financial transactions will process correctly
• No Regulatory Compliance: No guarantee of compliance with financial regulations
• No Data Accuracy: No warranty regarding accuracy of financial calculations or data
• No Security Assurance: No guarantee of security for sensitive financial data
• No Audit Compliance: No warranty regarding audit trail accuracy or completeness

Complete Disclaimer of Liability

The developers and contributors of ISO8583Studio have no liability whatsoever for:

• Financial Losses: Any financial losses, lost profits, or business damages
• Data Loss: Loss of data, corruption, or unauthorized access to information
• System Failures: System downtime, crashes, or integration failures
• Transaction Errors: Errors in financial transaction processing or calculations
• Security Breaches: Security vulnerabilities or data breaches
• Regulatory Issues: Regulatory violations or compliance failures

🤝 Community Support

Open Source Support Model

As open source software, support is primarily community-driven:

• Community Forums: User community provides peer-to-peer support
• Documentation: Comprehensive documentation maintained by the community
• Issue Tracking: Public issue tracking on the project repository
• Wiki and Knowledge Base: Community-maintained documentation and guides

No Guaranteed Support

• Best Effort: Community members help when available and willing
• No SLA: No guaranteed response times or resolution schedules
• Volunteer Basis: All support is provided by volunteers in their spare time
• Self-Service: Users are encouraged to read documentation and search existing issues first

How to Get Help

• Read Documentation: Check the comprehensive documentation first
• Search Issues: Look through existing GitHub issues for solutions
• Community Forums: Ask questions in community discussion forums
• Report Bugs: Submit bug reports through the project's issue tracker
• Contribute: Contribute fixes and improvements back to the project