Tools · in the browser

Payment cryptography calculators, no install

The same DES/3DES, DUKPT, TR-31, key-component, PIN-block and EMV tools as the desktop app, compiled to WebAssembly from the same Kotlin code. Keys and card data stay on this page: nothing you type is sent anywhere.

Downloading the calculator engineWASM
Needs WebAssembly GC: Chrome/Edge 119+, Firefox 120+, Safari 18.2+Prefer an app? Download ISO8583Studio
ISO8583Studio toolsDownloading the calculator engineWASM

EMV & Card Tools

CAP Token: Chip Authentication Program

Compute Chip Authentication Program tokens, the one-time codes a card reader shows for identify, respond and sign modes.

Also searched for as

  • CAP token calculator
  • Mastercard CAP
  • Chip Authentication Program
  • CAP OTP generator
  • EMV CAP mode
  • card reader OTP
  • CAP identify respond sign
  • EMV one time password

More EMV & Card Tools

48 payment cryptography tools, free in your browser

Every calculator below is the desktop app's own Kotlin code compiled to WebAssembly. Each has its own page; open one and the app starts on it.

EMV & Card Tools

Cryptographic Tools

Key Management

Payment Utilities

Card Validation

DUKPT Tools

  • DUKPT ISO 9797DUKPT calculator · Derived unique key per transaction (ISO 9797)
  • DUKPT ISO AESAES DUKPT calculator · Derived unique key per transaction (AES)

MAC Tools

Data Converters